Terms of Service

Last Updated: March 8, 2026

Welcome to Empowered to Prosper. By accessing our website and utilizing our financial coaching services, you agree to be bound by the following Terms of Service.

1. Services

Empowered to Prosper provides financial coaching, credit restoration strategy, and wealth rebuilding consulting for post-bankruptcy individuals. We are not attorneys, CPAs, or financial advisors. Our services are educational and strategic in nature. We do not guarantee specific credit score outcomes or financial results, as these depend on individual circumstances and third-party reporting agencies.

2. Client Responsibilities

Clients agree to provide accurate, complete, and timely information necessary for the delivery of services. Failure to provide requested documentation may delay or impact the effectiveness of our strategies. Clients are responsible for implementing the recommended action plans.

3. Payment & Refunds

Fees for services are due as outlined in your specific service agreement. All payments are non-refundable once services have commenced, except as required by law.

4. Intellectual Property

All content, materials, strategies, and methodologies provided by Empowered to Prosper are the intellectual property of Empowered to Prosper and are for your personal use only. You may not reproduce, distribute, or sell any materials without our express written consent.

5. Limitation of Liability

To the fullest extent permitted by law, Empowered to Prosper shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your access to or use of or inability to access or use the services; (b) any conduct or content of any third party on the services.

6. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions.

7. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our services after those revisions become effective, you agree to be bound by the revised terms.

8. Contact Us

If you have any questions about these Terms, please contact us at:
Email: [email protected]
Phone: (856) 516-3871